Upgrade Debt Consolidation Loan
ConsolidationMinimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$50k
Type
Debt_consolidation
Minimum credit score 580
US citizen or permanent resident
Verifiable income
APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$50k
Type
Debt_consolidation
Minimum credit score 600
US citizen or permanent resident
Verifiable income
APR
5.96–35.99%
Term
24–60mo
Amount
$1k–$40k
Type
Debt_consolidation
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
APR
7.74–35.49%
Term
24–84mo
Amount
$5k–$100k
Type
Debt_consolidation
US resident
DCU membership (free to join)
Valid SSN
APR
5.24–18.0%
Term
12–84mo
Amount
$500–$150k
Type
Car_finance
US military member, veteran, or family
USAA membership required
Valid US SSN
APR
5.09–18.74%
Term
12–84mo
Amount
$5k–$150k
Type
Car_finance
APR
5.49–27.99%
Term
36–72mo
Amount
$2k–$75k
Type
Car_finance
APR
5.49–19.99%
Term
12–72mo
Amount
$5k–$100k
Type
Car_finance
APR
5.99–22.99%
Term
12–84mo
Amount
$5k–$75k
Type
Car_finance
APR
4.14–17.99%
Term
12–84mo
Amount
$500–$100k
Type
Car_finance
APR
5.49–17.99%
Term
12–75mo
Amount
$7.5k–$100k
Type
Car_finance
APR
5.49–17.99%
Term
12–72mo
Amount
$4k–$100k
Type
Car_finance
Military/DoD affiliation
Navy Federal membership
US resident
APR
3.89–18.24%
Term
12–96mo
Amount
$250–$100k
Type
Car_finance
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
APR
—
Term
1–18mo
Amount
$2k–$250k
Type
Business Line Of Credit
Minimum credit score 620
US property owner
Proof of income and employment
APR
5.5–7.5%
Term
180–360mo
Amount
$50k–$3M
Type
Mortgage Refinance
Minimum credit score 600
US citizen or permanent resident
Valid bank account
APR
7.74–35.99%
Term
24–84mo
Amount
$1k–$50k
Type
Personal
Minimum credit score 640
US citizen or permanent resident
Verifiable income
APR
6.25–35.99%
Term
24–60mo
Amount
$5k–$50k
Type
Personal (Debt Consolidation)
Minimum credit score 580
Vehicle less than 10 years old
Valid US driver license
APR
4.67–21.99%
Term
24–84mo
Amount
$5k–$100k
Type
Auto Refinance
Good to excellent credit required for best rates
US citizen or permanent resident
APR
6.49–25.39%
Term
24–84mo
Amount
$5k–$100k
Type
Auto
No minimum credit score
Active bank account with income history
US resident in eligible state
APR
65–249%
Term
2–2mo
Amount
$50–$500
Type
Small Emergency Loan
No minimum credit score required
US resident in eligible state
Valid bank account or debit card
APR
19.9–35.95%
Term
12–48mo
Amount
$300–$10k
Type
Personal (Credit Building)
Active bank account
Government-issued ID
Proof of income
APR
100.0–200.0%
Term
1–6mo
Amount
$50–$1.5k
Type
Payday Loan
Active bank account
Verifiable income
US resident in eligible state
APR
49.0–200.0%
Term
3–12mo
Amount
$200–$3.5k
Type
Payday / Installment Loan
Active bank account with regular income deposits
No credit check required
US resident
APR
—
Term
1–1mo
Amount
$50–$250
Type
Cash Advance
Dave Checking account
Active bank account with income history
No credit check
APR
—
Term
1–1mo
Amount
$25–$500
Type
Cash Advance
No minimum credit score
Active bank account
Verifiable income
APR
59.0–199.0%
Term
9–18mo
Amount
$500–$4k
Type
Emergency Installment Loan
APR
36.0–199.0%
Term
≤24mo
Amount
$50–$5k
Type
Payday/installment
APR
89.0–199.0%
Term
≤12mo
Amount
$100–$3k
Type
Payday/installment
Active Bank Account
Regular Income
18 Years Or Older
APR
99.0–199.0%
Term
≤6mo
Amount
$100–$2k
Type
Payday/installment
Active Bank Account
Regular Income
18 Years Or Older
APR
60.0–199.0%
Term
4–26mo
Amount
$500–$5k
Type
Emergency/installment
APR
36.0–199.0%
Term
≤12mo
Amount
$50–$3k
Type
Payday/installment
APR
36.0–199.0%
Term
≤24mo
Amount
$100–$5k
Type
Payday/installment
Active Bank Account
Regular Income
18 Years Or Older
APR
34.0–155.0%
Term
6–60mo
Amount
$1k–$10k
Type
Emergency/installment
Active Bank Account
Regular Income
18 Years Or Older
APR
59.0–199.0%
Term
9–18mo
Amount
$500–$4k
Type
Emergency/installment
APR
3.99–24.99%
Term
24–84mo
Amount
$8k–$100k
Type
Auto
APR
8.5–11.5%
Term
60–360mo
Amount
$25k–$500k
Type
Home Equity Loan/heloc
APR
6.65–15.0%
Term
60–360mo
Amount
$15k–$400k
Type
Heloc
APR
6.875–7.148%
Term
180–360mo
Amount
—
Type
Mortgage
APR
5.99–7.5%
Term
120–240mo
Amount
$10k–$500k
Type
Heloc
APR
—
Term
3–60mo
Amount
$50–$17.5k
Type
Bnpl / Installment
APR
7.99–24.99%
Term
36–84mo
Amount
$2.5k–$40k
Type
Personal
APR
6.75–16.0%
Term
12–60mo
Amount
$1k–$50k
Type
Personal (Credit Union)
APR
9.95–35.99%
Term
24–60mo
Amount
$2k–$35k
Type
Personal
APR
6.09–17.99%
Term
12–60mo
Amount
$600–$50k
Type
Personal (Credit Union)
APR
7.49–22.44%
Term
36–84mo
Amount
$5k–$50k
Type
Personal
APR
6.99–35.99%
Term
36–60mo
Amount
$2k–$50k
Type
Personal
APR
7.95–35.99%
Term
24–60mo
Amount
$5k–$40k
Type
Personal (Debt Consolidation)
APR
7.95–35.99%
Term
24–60mo
Amount
$5k–$40k
Type
Personal (Cc Payoff)
APR
8.99–18.0%
Term
6–180mo
Amount
$250–$50k
Type
Personal (Credit Union)
APR
6.74–24.49%
Term
12–84mo
Amount
$3k–$100k
Type
Personal
APR
4.24–10.37%
Term
60–240mo
Amount
$5k–$500k
Type
Student Refinance
APR
2.74–17.99%
Term
60–240mo
Amount
Up to $1k
Type
Student (Private)
APR
2.99–16.38%
Term
60–180mo
Amount
$1k–$200k
Type
Student
APR
8.99–35.99%
Term
24–60mo
Amount
$2k–$50k
Type
Personal
APR
6.2–35.99%
Term
36–60mo
Amount
$1k–$50k
Type
Personal
APR
4.91–14.99%
Term
36–72mo
Amount
$4k–$100k
Type
Auto
APR
4.15–14.9%
Term
—
Amount
$5k–$500k
Type
Student_refinance
APR
6.53–35.99%
Term
24–60mo
Amount
$1k–$40k
Type
Personal
No specific requirements listed
APR
6.5–8.0%
Term
—
Amount
$50k–$2M
Type
Mortgage
APR
6.49–24.89%
Term
24–240mo
Amount
$5k–$100k
Type
Personal
APR
6.9–27.9%
Term
24–84mo
Amount
$1k–$100k
Type
Auto
No specific requirements listed
APR
6.17–6.5%
Term
180–360mo
Amount
$50k–$3M
Type
Mortgage
APR
8.99–29.99%
Term
36–72mo
Amount
$3.5k–$40k
Type
Personal
APR
7.74–35.49%
Term
24–84mo
Amount
$5k–$100k
Type
Personal
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
APR
6.2%
Term
6–12mo
Amount
$5k–$250k
Type
Business Line Of Credit
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
APR
29.9%
Term
3–24mo
Amount
$5k–$250k
Type
Business Term Loan
No SSN required
No bank linking
APR
—
Term
—
Amount
—
Type
Refinance Monitoring