Debunking Personal Loan Myths: What You Really Need to Know
Uncover the truths behind common personal loan misconceptions.
Personal Loans
Blog
Insights, guides, and updates
-
-
Top Personal Loans for Freelancers and Self-Employed in 2026
Compare the best personal loan options available this summer.
Personal Loans -
The Truth About Personal Loans: What to Consider This June
Discover smart picks for personal loans with our expert analysis.
Personal Loans -
Personal Loan Myths: What You Need to Know
Debunking common misconceptions in personal loan borrowing
Personal Loans
Trending items
BDO Personal Loan
PersonalMinimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
⚡ 5-7 banking days
View offer
→
APR
25.98–26.76%
Term
6–36mo
Amount
₱10k–₱2M
Type
Personal
Filipino citizen 21-55 years old
Tonik bank account holder
Minimum credit score
⚡ Instant in-app
View offer
→
APR
—
Term
6–12mo
Amount
₱5k–₱50k
Type
Personal
Salaried employee
Minimum gross monthly income ₱15,000
At least 1 year with current employer
⚡ within 5 banking days
View offer
→
APR
—
Term
6–36mo
Amount
₱20k–₱2M
Type
Personal
SB Finance Personal Loan
PersonalMinimum gross monthly income ₱12,000 (₱15,000 Metro Manila)
Filipino citizen 21-60 years old
Employed or self-employed
⚡ 1-3 business days
View offer
→
APR
39.43%
Term
12–36mo
Amount
₱30k–₱3M
Type
Personal
RCBC Pasado Loan
PersonalMinimum gross monthly income ₱15,000
Employed or self-employed
At least 2 years work experience
⚡ fast processing
View offer
→
APR
19.0–34.0%
Term
3–60mo
Amount
₱20k–₱5M
Type
Personal
Metrobank Personal Loan
PersonalMinimum gross monthly income ₱15,000
At least 2 years with current employer
Valid government-issued ID
⚡ 7 banking days
View offer
→
APR
25.98–36.74%
Term
12–36mo
Amount
₱20k–₱2M
Type
Personal