OCBC Personal Loan
PersonalSingapore citizen or PR or foreigner with EP/SP
Age 21-65
Min annual income SGD 30,000
APR
3.99–12.0%
Term
12–60mo
Amount
S$5k–S$250k
Type
Personal
Rate breakdowns and lender snapshots — no hype, just honest comparisons.
Singapore citizen or PR or foreigner with EP/SP
Age 21-65
Min annual income SGD 30,000
APR
3.99–12.0%
Term
12–60mo
Amount
S$5k–S$250k
Type
Personal
APR
1.99–9.0%
Term
12–120mo
Amount
—
Type
Debt_consolidation
Singapore citizen or PR
Age 21+
Min income S$30,000/year
APR
2.78–3.88%
Term
12–84mo
Amount
S$10k–S$500k
Type
Car_finance
APR
1.48–3.22%
Term
12–360mo
Amount
—
Type
Mortgage
Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 30,000
APR
3.54–12.0%
Term
12–60mo
Amount
S$5k–S$200k
Type
Personal
Age 21+
Singapore citizen, PR, or foreigner
Valid driving licence
APR
5.24–5.81%
Term
12–84mo
Amount
S$10k–S$150k
Type
Car_finance
APR
1.5–5.5%
Term
12–360mo
Amount
—
Type
Mortgage
Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 40,000
APR
2.5–12.0%
Term
12–60mo
Amount
S$5k–S$100k
Type
Personal
Singapore citizen or PR
Minimum age 21
Minimum annual income SGD 30,000
APR
2.48–3.5%
Term
12–84mo
Amount
S$10k–S$200k
Type
Car_finance
Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 30,000
APR
3.0–12.0%
Term
12–60mo
Amount
S$5k–S$200k
Type
Personal
Singapore citizen or PR
Minimum age 21
Minimum annual income SGD 30,000
APR
2.78–3.5%
Term
12–84mo
Amount
S$10k–S$200k
Type
Car_finance
Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)
APR
3.5–14.0%
Term
12–60mo
Amount
S$5k–S$250k
Type
Personal
Age 21+
Singaporean, PR, or foreigner
Purchasing brand new vehicle
APR
5.24–5.81%
Term
12–84mo
Amount
S$20k–S$150k
Type
Car_finance
Singapore citizen or PR or foreigner with valid work pass
Age 21-65
Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)
APR
3.22–12.0%
Term
12–60mo
Amount
S$3k–S$200k
Type
Personal
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