Rate breakdowns and lender snapshots — no hype, just honest comparisons.
Age 18+
Resident in Republic of Ireland
Subject to lending criteria
APR
6.7–19.9%
Term
12–120mo
Amount
€5k–€75k
Type
Personal
Credit union membership required
Republic of Ireland resident
Loan interest rebate available at year-end
APR
8.0–12.68%
Term
12–120mo
Amount
€1k–€75k
Type
Personal
Republic of Ireland resident
Subject to lending criteria and credit history
APR
6.9–19.9%
Term
12–84mo
Amount
€5k–€75k
Type
Personal
Republic of Ireland resident
Age 18+
Revolut account required
APR
6.5–12.99%
Term
12–60mo
Amount
€2k–€30k
Type
Personal
Age 18+
Resident in the Republic of Ireland
Existing Bank of Ireland current account required for online application
APR
7.1–8.9%
Term
12–60mo
Amount
€2k–€75k
Type
Personal
Age 18+
Republic of Ireland resident
PTSB current account required for drawdown
APR
6.2–8.8%
Term
12–60mo
Amount
€1.5k–€75k
Type
Personal
Age 18+
Republic of Ireland resident
AIB current account for online applications
APR
8.65–8.95%
Term
12–60mo
Amount
€1k–€50k
Type
Personal
Debunking common misconceptions about personal loans
Uncover common personal loan misconceptions and learn the truth.
Uncover the truths behind common personal loan misconceptions.
